The Third Party Liability Insurance includes the following cases of third party damage related to oversight, negligence or mistake by the insured person himself as an individual or as a family man, including his transport as a pedestrian, passenger in public transport and as a bicycle driver that can cause damage to a third party (Death, Physical Damage, Material Damage).

The cover includes omissions, negligence and mistakes of the insured's spouse, minor children and first-degree relatives living in the same dwelling, including poisoning from food or drinks consumed at the insured's home.